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Conventional Loans

Conventional loans are for borrowers that typically have a bit more to put down on a home and qualify for even the most stringent underwriting guidelines. Conventional loans typically have terms of 15 or 30 years and provide a streamlined process to borrowing for many stronger prospective borrowers. 

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Residential

FHA Loans

Loan backed by the Federal Housing Administration (FHA) are available with a down payment as low as 3.5%. They are designed to help prospective homeowners obtain a home loan by insuring the lender against default thereby allowing lenders to be a bit more lenient during the underwriting process. 

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VA Loans

The VA assists service members, veterans, and surviving spouses to obtain home loans with little or no down payment. With a VA loan, the Veterans Administration guarantees a portion of the loan to allow qualifying borrowers to obtain favorable terms on a loan. 

VA Loan
USDA Loan

USDA Loans

The USDA provides loan and home ownership and home renovation opportunities to rural Americans. The USDA also offers developers and non-profits funds to renovate and develop rural properties. 

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Jumbo Loans

Similar to conventional loans, jumbo loans are designed to allow buyers and owners of more expensive properties to purchase or refinance homes. . 

Jumbo Loan
HELOC

Home Equity Lines

A Home Equity Line of Credit, also known as a HELOC, is a line of credit that is secured by a home that can be used by borrowers for such purposes as a college education, home improvements, or other larger financing needs. It allows a borrower to borrow, pay back, and borrow again for a specific period of time. 

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Loans provided by Douglass A. (Doug) Smith (NMLS #1984040) with Castle Rock Capital Management powered by Groves Capital, 813-727-3621, dsmith@grovescapital.com. Lender and Real Estate Agent are not affiliated. You are not required to use this lender. 

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Equal Housing Opportunity

About Us

A family owned company; we’ve been helping clients purchase and refinance for several years now.  Please click on About in the headers to learn more.

Company NMLS: 1678775
www.nmlsconsumeraccess.org

AZ, CA, CO, FL, GA,  ID, OR, OH, TN, TX, VA, WA, WY
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Contact Groves

5314 Sweetwater Trails
San Diego, CA 92130
Phone: 619-212-1127 
Toll Free: 833-968-0056

info@grovescapital.com

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Rates and terms are subject to change without notice. This is not a commitment to lend or guarantee of any kind. Groves Capital, Inc. (NMLS 1678775). 5314 Sweetwater Trails, San Diego, CA 92130. Regulated by the Department of Financial Protection and Innovation, Finance Lenders Law License, #60DBO93155. Washington Consumer Loan Company License, CL-1678775.